VEHICLE COST AND TRIP SCENARIOS
Car Cost of Ownership Calculator
Multiply the monthly ownership cost you enter by the number of months you plan to own the vehicle.
Review your result
Your result
Ready when you are.
Enter your values and select Calculate. Your result stays on this device.
How it works
Modeled ownership cost = monthly cost × months owned.
Assumptions
You choose what to include. Fuel, maintenance, insurance, finance charges, depreciation, fees, and taxes can change independently.
Use case
car cost of ownership calculator: a clear planning check
Multiply the monthly ownership cost you enter by the number of months you plan to own the vehicle. The stated formula, assumptions, and result limits remain visible so the calculation can be checked in context.
Use a clear car cost of ownership calculator scenario with values you can verify before relying on the result.
Source and update
Last reviewed: 2026-08-10
NHTSA — vehicle ownership and safety resourcesKeep exploring