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Mortgage Points Calculator
Estimate the upfront cost of discount points from a loan amount and the number of points offered.
Review your result
Your result
Ready when you are.
Enter your values and select Calculate. Your result stays on this device.
How it works
Result = entered amount × entered percentage ÷ 100.
Assumptions
The result only reflects the amount and percentage you enter; it does not verify a product, contract, jurisdiction, or eligibility.
Use case
mortgage points calculator: a clear planning check
Estimate the upfront cost of discount points from a loan amount and the number of points offered. The stated formula, assumptions, and result limits remain visible so the calculation can be checked in context.
Use a clear mortgage points calculator scenario with values you can verify before relying on the result.
Source and update
Last reviewed: 2026-08-10
Consumer Financial Protection Bureau — borrowing and mortgage guidanceKeep exploring