PRICING, SALES, AND PAY SCENARIOS

Time Card Calculator

Add one week of daily hours, subtract unpaid breaks, and model regular and overtime hours from the threshold and rate you enter.

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Change any assumption, then calculate your estimate.

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Enter your values and select Calculate. Your result stays on this device.

How it works

Paid hours = daily-hour total − unpaid breaks. Hours above the entered threshold use the entered overtime multiplier for the modeled gross pay.

Assumptions

One seven-day scenario only. It does not determine compensable time, workweek rules, rounding, eligibility, state law, or payroll deductions.

About this calculator

This time card calculator makes a weekly hours total and a separate gross-pay scenario. It asks for the threshold and multiplier instead of assuming that one overtime rule applies to every worker.

How to use it

  1. Enter paid hours for each day in the defined workweek.
  2. Subtract only breaks that are actually unpaid under the applicable rule.
  3. Enter the regular-hour threshold, hourly rate, and overtime multiplier for your scenario.
  4. Compare the result with the employer’s official time and payroll record.

Use case

time card calculator: a clear planning check

Total a seven-day time card with unpaid breaks, the regular-hour threshold, hourly rate, and overtime multiplier shown as editable assumptions rather than hidden payroll rules.

Add daily work hours and unpaid breaks, then compare regular and overtime hours using an entered workplace threshold.

Source and update

Last reviewed: 2026-08-10

U.S. Department of Labor — overtime pay guidance

Frequently asked questions

Does the time card calculator decide overtime eligibility?

No. It only applies the threshold and multiplier you enter.

Should paid breaks be subtracted?

No. Subtract only time that is correctly treated as unpaid under the applicable rule and record.

Is modeled gross pay take-home pay?

No. Taxes, benefits, deductions, premiums, and other payroll items are not included.

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