PRICING, SALES, AND PAY SCENARIOS

Time Card Calculator

Add one week of daily hours, subtract unpaid breaks, and model regular and overtime hours from the threshold and rate you enter.

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Change any assumption, then calculate your estimate.

Free to use

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Your result

Ready when you are.

Enter your values and select Calculate. Your result stays on this device.

How it works

Paid hours = daily-hour total − unpaid breaks. Hours above the entered threshold use the entered overtime multiplier for the modeled gross pay.

Assumptions

One seven-day scenario only. It does not determine compensable time, workweek rules, rounding, eligibility, state law, or payroll deductions.

About this calculator

This time card calculator makes a weekly hours total and a separate gross-pay scenario. It asks for the threshold and multiplier instead of assuming that one overtime rule applies to every worker.

How to use it

  1. Enter paid hours for each day in the defined workweek.
  2. Subtract only breaks that are actually unpaid under the applicable rule.
  3. Enter the regular-hour threshold, hourly rate, and overtime multiplier for your scenario.
  4. Compare the result with the employer’s official time and payroll record.

Use case

time card calculator: a clear planning check

Total a seven-day time card with unpaid breaks, the regular-hour threshold, hourly rate, and overtime multiplier shown as editable assumptions rather than hidden payroll rules.

Add daily work hours and unpaid breaks, then compare regular and overtime hours using an entered workplace threshold.

Build a reliable scenario

How to use and verify your Time Card Calculator result

Time Card Calculator helps you check a specific business & work question with figures that apply to you. Add one week of daily hours, subtract unpaid breaks, and model regular and overtime hours from the threshold and rate you enter. Total a seven-day time card with unpaid breaks, the regular-hour threshold, hourly rate, and overtime multiplier shown as editable assumptions rather than hidden payroll rules. Add daily work hours and unpaid breaks, then compare regular and overtime hours using an entered workplace threshold. The page keeps the method and limits visible so the result can be understood, compared, and checked instead of treated as an unexplained answer.

Before calculating

Prepare Monday hours, Tuesday hours, Wednesday hours, Thursday hours, Friday hours and Saturday hours. Enter paid hours for each day in the defined workweek. Subtract only breaks that are actually unpaid under the applicable rule. Enter the regular-hour threshold, hourly rate, and overtime multiplier for your scenario. Compare the result with the employer’s official time and payroll record. Keep units, dates, currency, and time periods consistent.

What changes the result?

The stated method is: Paid hours = daily-hour total − unpaid breaks. Hours above the entered threshold use the entered overtime multiplier for the modeled gross pay. Change one assumption at a time to see which input drives the result, then compare scenarios on the same basis.

When checking the answer

One seven-day scenario only. It does not determine compensable time, workweek rules, rounding, eligibility, state law, or payroll deductions. Your employer’s records and applicable federal/state rules control paid hours and overtime. This is not an official timecard or legal determination.

Quick verification checklist

  • • Confirm the date and unit of every input.
  • • Replace defaults with values that match your case.
  • • Compare the answer with a second scenario.
  • • Use the official source for regulated or high-impact decisions.

Source and update

Last reviewed: 2026-08-10

U.S. Department of Labor — overtime pay guidance

Frequently asked questions

Does the time card calculator decide overtime eligibility?

No. It only applies the threshold and multiplier you enter.

Should paid breaks be subtracted?

No. Subtract only time that is correctly treated as unpaid under the applicable rule and record.

Is modeled gross pay take-home pay?

No. Taxes, benefits, deductions, premiums, and other payroll items are not included.

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