HOME BUYING, EQUITY, AND BORROWING
Down Payment Calculator
Calculate a down payment amount, estimated loan amount, and a simple closing-cost allowance for a home purchase.
Review your result
Your result
Ready when you are.
Enter your values and select Calculate. Your result stays on this device.
How it works
Down payment = home price × down-payment percentage. Estimated closing cost = home price × closing-cost percentage.
Assumptions
Closing costs vary by location, lender, loan type, and transaction details.
Use case
down payment calculator: a clear planning check
Calculate a down payment amount, estimated loan amount, and a simple closing-cost allowance for a home purchase. The stated formula, assumptions, and result limits remain visible so the calculation can be checked in context.
Use a clear down payment calculator scenario with values you can verify before relying on the result.
Source and update
Last reviewed: 2026-08-08
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