HOME BUYING, EQUITY, AND BORROWING

Closing Costs Calculator

Estimate closing costs from a home price and a percentage supplied by your lender or closing disclosure.

Enter your details

Change any assumption, then calculate your estimate.

Free to use

Review your result

Your result

Ready when you are.

Enter your values and select Calculate. Your result stays on this device.

How it works

Result = entered amount × entered percentage ÷ 100.

Assumptions

The result only reflects the amount and percentage you enter; it does not verify a product, contract, jurisdiction, or eligibility.

Use case

closing costs calculator: a clear planning check

Estimate closing costs from a home price and a percentage supplied by your lender or closing disclosure. The stated formula, assumptions, and result limits remain visible so the calculation can be checked in context.

Use a clear closing costs calculator scenario with values you can verify before relying on the result.

Build a reliable scenario

How to use and verify your Closing Costs Calculator result

Closing Costs Calculator helps you check a specific home & mortgages question with figures that apply to you. Estimate closing costs from a home price and a percentage supplied by your lender or closing disclosure. Estimate closing costs from a home price and a percentage supplied by your lender or closing disclosure. The stated formula, assumptions, and result limits remain visible so the calculation can be checked in context. Use a clear closing costs calculator scenario with values you can verify before relying on the result. The page keeps the method and limits visible so the result can be understood, compared, and checked instead of treated as an unexplained answer.

Before calculating

Prepare Home price and Closing-cost percentage from estimate. Match each input to the document, measurement, or current source you are using. Keep units, dates, currency, and time periods consistent.

What changes the result?

The stated method is: Result = entered amount × entered percentage ÷ 100. Change one assumption at a time to see which input drives the result, then compare scenarios on the same basis.

When checking the answer

The result only reflects the amount and percentage you enter; it does not verify a product, contract, jurisdiction, or eligibility. Treat the result as a planning estimate and verify it against the applicable official record, provider, or qualified professional.

Quick verification checklist

  • • Confirm the date and unit of every input.
  • • Replace defaults with values that match your case.
  • • Compare the answer with a second scenario.
  • • Use the official source for regulated or high-impact decisions.

Source and update

Last reviewed: 2026-08-10

Consumer Financial Protection Bureau — borrowing and mortgage guidance

Frequently asked questions

Is Closing Costs Calculator free to use?

Yes. This calculator runs in your browser and does not require an account.

Is the result guaranteed?

The result only reflects the amount and percentage you enter; it does not verify a product, contract, jurisdiction, or eligibility.

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