LONG-TERM SAVING SCENARIOS

401(k) Employer Match Calculator

Estimate an employer match from salary, your contribution percentage, and the match percentage you enter.

Enter your details

Change any assumption, then calculate your estimate.

Free to use

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Your result

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Enter your values and select Calculate. Your result stays on this device.

How it works

Estimated annual match = annual salary × match percentage.

Assumptions

Your plan may have eligibility, vesting, contribution caps, match limits, or a different formula.

Use case

401k match calculator: a clear planning check

Estimate an employer match from salary, your contribution percentage, and the match percentage you enter. The stated formula, assumptions, and result limits remain visible so the calculation can be checked in context.

Use a clear 401k match calculator scenario with values you can verify before relying on the result.

Source and update

Last reviewed: 2026-08-10

IRS — retirement plans and contribution guidance

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