HOME BUYING, EQUITY, AND BORROWING

Home & Mortgages Calculators

Model payments, ownership scenarios, loan costs, and lender-provided assumptions for a home purchase or equity decision.

Choose a calculator

Open a tool and adjust its assumptions for your situation.

24 tools

Mortgage planning

Payment, affordability, amortization, payoff, refinance, and cash-to-close scenarios.

Mortgage Payment CalculatorEstimate monthly PITI and total home payment.Mortgage Amortization CalculatorSee principal, interest, balance, and payoff timing.Mortgage Payoff CalculatorSee how an extra monthly payment can change payoff time and interest.Refinance Break-even CalculatorCompare a current mortgage with a refinance scenario.Home Affordability CalculatorEstimate a home price from your monthly housing budget.Down Payment CalculatorEstimate down payment, loan amount, and closing cash.

Vehicle & personal loans

Car payments, installment loans, and a debt-to-income check.

Auto Loan CalculatorEstimate a vehicle payment, interest, tax, and financed amount.Loan Payment CalculatorEstimate a fixed monthly loan payment and total interest.Debt-to-Income Ratio CalculatorSee monthly debt as a share of gross monthly income.

Mortgage scenarios

PMI, points, ARM, interest-only, recast, biweekly, closing, equity, and program scenarios.

PMI Cost CalculatorApply a percentage to a value you control.Mortgage Points CalculatorApply a percentage to a value you control.ARM Payment Scenario CalculatorModel a fixed-payment scenario with your assumptions.Interest-Only Mortgage Cost CalculatorApply a percentage to a value you control.Mortgage Recast CalculatorModel a fixed-payment scenario with your assumptions.Biweekly Mortgage Payment CalculatorDivide one monthly payment into two equal biweekly payments.Closing Costs CalculatorApply a percentage to a value you control.HELOC Payment Scenario CalculatorModel a fixed-payment scenario with your assumptions.Home Equity Loan Payment CalculatorModel a fixed-payment scenario with your assumptions.Rent vs. Buy Scenario CalculatorCompare two cash-outlay scenarios using your own assumptions.FHA Loan Payment Scenario CalculatorModel a fixed-payment scenario with your assumptions.VA Loan Payment Scenario CalculatorModel a fixed-payment scenario with your assumptions.Loan-to-Value (LTV) CalculatorCompare one amount against another as a percentage.Property Tax CalculatorApply a percentage to a value you control.Rent-to-Income CalculatorCompare one amount against another as a percentage.

Before you use these estimates

These are planning scenarios, not loan offers. Compare results against a lender’s official disclosure, payment schedule, fees, insurance, taxes, and eligibility.