HOME BUYING, EQUITY, AND BORROWING
PMI Cost Calculator
Estimate annual private mortgage insurance cost from your loan balance and the annual rate provided by a lender.
Review your result
Your result
Ready when you are.
Enter your values and select Calculate. Your result stays on this device.
How it works
Result = entered amount × entered percentage ÷ 100.
Assumptions
The result only reflects the amount and percentage you enter; it does not verify a product, contract, jurisdiction, or eligibility.
Use case
pmi calculator: a clear planning check
Estimate annual private mortgage insurance cost from your loan balance and the annual rate provided by a lender. The stated formula, assumptions, and result limits remain visible so the calculation can be checked in context.
Use a clear pmi calculator scenario with values you can verify before relying on the result.
Source and update
Last reviewed: 2026-08-10
Consumer Financial Protection Bureau — borrowing and mortgage guidanceKeep exploring