PAY, TAX, DEBT, AND HOUSEHOLD PLANNING
Retirement Savings Calculator
Project a retirement savings balance using a current balance, monthly contribution, annual return assumption, and years to retirement.
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Your result
Ready when you are.
Enter your values and select Calculate. Your result stays on this device.
How it works
Future value combines monthly compounded starting savings and monthly contributions.
Assumptions
Does not include employer match, taxes, withdrawals, inflation, fees, changing returns, or contribution limits.
Use case
retirement calculator: a clear planning check
Project a retirement savings balance using a current balance, monthly contribution, annual return assumption, and years to retirement. The stated formula, assumptions, and result limits remain visible so the calculation can be checked in context.
Use a clear retirement calculator scenario with values you can verify before relying on the result.
Method and update
Last reviewed: 2026-08-08. This tool performs the stated formula locally in your browser using the values you enter.
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