LONG-TERM SAVING SCENARIOS
RMD Scenario Calculator
Estimate a distribution by dividing the account balance by the life-expectancy factor you enter from an official table.
Review your result
Your result
Ready when you are.
Enter your values and select Calculate. Your result stays on this device.
How it works
Estimated distribution = account balance ÷ current life-expectancy factor entered.
Assumptions
You must choose the correct current factor and account treatment. The tool does not determine whether an RMD applies.
Use case
rmd calculator: a clear planning check
Estimate a distribution by dividing the account balance by the life-expectancy factor you enter from an official table. The stated formula, assumptions, and result limits remain visible so the calculation can be checked in context.
Use a clear rmd calculator scenario with values you can verify before relying on the result.
Source and update
Last reviewed: 2026-08-10
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