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Rent vs. Buy Scenario Calculator
Compare a simplified modeled cash outlay for a purchase loan versus lease payments over the same term.
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Enter your values and select Calculate. Your result stays on this device.
How it works
Compares modeled purchase cash outlay with rent payments over the entered period.
Assumptions
Does not model appreciation, equity, taxes, insurance, maintenance, selling costs, moving, or opportunity cost.
Use case
rent vs buy calculator: a clear planning check
Compare a simplified modeled cash outlay for a purchase loan versus lease payments over the same term. The stated formula, assumptions, and result limits remain visible so the calculation can be checked in context.
Use a clear rent vs buy calculator scenario with values you can verify before relying on the result.
Source and update
Last reviewed: 2026-08-10
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