GOALS, RETURNS, AND HOUSEHOLD RESERVES
SIP Calculator
Estimate total contributions, illustrative growth, and future value for a monthly systematic investment plan.
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Your result
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Enter your values and choose Calculate. Your inputs stay on this device.
How it works
Future value assumes a constant monthly return derived from the annual return entered and contributions made at each month end.
Assumptions and limits
Illustrative only. Market returns are not guaranteed and taxes, fees, exit loads, inflation, and scheme-specific rules are not modelled.
About this calculator
This monthly SIP scenario separates the amount contributed from an assumed investment return over time.
What this tool helps you check
Compare monthly SIP contribution scenarios while keeping the assumed return and investment period explicit.
How to use it
- Check the assumptions shown for this sip calculator before entering a scenario.
- Enter the monthly amount, your own annual-return assumption, and the intended investment period.
- Select Calculate to keep the inputs and method visible beside the result.
- Use it to compare scenarios, not to predict a mutual fund’s actual performance.
Source and update
Last reviewed: 2026-08-10
SEBI investor education and calculatorsFrequently asked questions
What does this sip calculator estimate?
This monthly SIP scenario separates the amount contributed from an assumed investment return over time.
Can I enter amounts in lakhs or crores?
Yes. Enter the full rupee amount or an equivalent decimal value. Results are formatted with Indian number grouping for readability.
Is the result an official quote, filing, or recommendation?
No. It is an educational estimate based on the values entered. Verify a financial, tax, payroll, or investment decision against the applicable official record or provider.
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