GOALS, RETURNS, AND HOUSEHOLD RESERVES
Calculate compound annual growth rate from an initial value, final value, and number of years.
Your result
Enter your values and choose Calculate. Your inputs stay on this device.
CAGR = (final value ÷ initial value)^(1 ÷ years) − 1.
CAGR smooths the entire period into one annual rate and does not show volatility, cash flows, fees, tax, or risk.
CAGR turns the start-to-end change into one annualised rate so periods of different length are easier to compare.
Turn an initial and final value into one annualised growth rate while keeping volatility, cash flows, tax, fees, and investment risk outside the result.
Build a reliable scenario
CAGR Calculator helps you check a specific investing & savings question with figures that apply to you. Calculate compound annual growth rate from an initial value, final value, and number of years. Turn an initial and final value into one annualised growth rate while keeping volatility, cash flows, tax, fees, and investment risk outside the result. The page keeps the method and limits visible so the result can be understood, compared, and checked instead of treated as an unexplained answer.
Prepare Initial value, Final value and Time period. Enter comparable initial and final values. Enter the elapsed period in years, including a decimal for part of a year. Read CAGR beside the absolute change. Review cash flows and risk separately before comparing investments. Keep units, dates, currency, and time periods consistent.
The stated method is: CAGR = (final value ÷ initial value)^(1 ÷ years) − 1. Change one assumption at a time to see which input drives the result, then compare scenarios on the same basis.
CAGR smooths the entire period into one annual rate and does not show volatility, cash flows, fees, tax, or risk. Illustrative return scenario only. It is not a prediction, recommendation, or guarantee of investment performance.
Source and update
Last reviewed: 2026-08-22
SEBI Investor — calculators and investor educationCAGR turns the start-to-end change into one annualised rate so periods of different length are easier to compare.
No. It is a smoothed annual rate between two values and can hide gains and losses within the period.
No. It is an educational scenario based on the values entered. Verify financial, tax, lending, payroll, or investment decisions with the responsible institution and current official information.
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