GOALS, RETURNS, AND HOUSEHOLD RESERVES
RD Calculator
Estimate recurring-deposit maturity value from a monthly contribution, entered rate, and term.
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Your result
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Enter your values and choose Calculate. Your inputs stay on this device.
How it works
Models equal monthly end-of-period deposits compounded using the annual rate entered.
Assumptions and limits
Bank calculation dates, skipped deposits, TDS, payout choices, penalties, and account terms can differ.
About this calculator
This recurring-deposit model shows how monthly deposits and the rate you enter affect an illustrative maturity value.
What this tool helps you check
Estimate a recurring-deposit scenario from monthly deposits, tenure, and an assumed deposit rate.
How to use it
- Check the assumptions shown for this rd calculator before entering a scenario.
- Enter the scheduled monthly deposit, provider rate, and the deposit term.
- Select Calculate to keep the inputs and method visible beside the result.
- Verify compounding, deposit due dates, TDS, and penalty rules with the bank.
Source and update
Last reviewed: 2026-08-10
This tool performs the stated formula locally in your browser using the values you enter.
Frequently asked questions
What does this rd calculator estimate?
This recurring-deposit model shows how monthly deposits and the rate you enter affect an illustrative maturity value.
Can I enter amounts in lakhs or crores?
Yes. Enter the full rupee amount or an equivalent decimal value. Results are formatted with Indian number grouping for readability.
Is the result an official quote, filing, or recommendation?
No. It is an educational estimate based on the values entered. Verify a financial, tax, payroll, or investment decision against the applicable official record or provider.
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