GOALS, RETURNS, AND HOUSEHOLD RESERVES

Mutual Fund Return Calculator

Compare invested amount with current value and calculate absolute return plus annualised growth over a period.

Enter your details

Use your own rate, period, and account details for a clear scenario.

India · ₹

You can enter Latin or Devanagari digits. Amounts may include commas or ₹.

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Your result

Ready when you are.

Enter your values and choose Calculate. Your inputs stay on this device.

How it works

Absolute return = (current − invested) ÷ invested. CAGR = (current ÷ invested)^(1 ÷ years) − 1.

Assumptions and limits

Assumes one investment and one ending value. Multiple cash flows, dividends, tax, loads, fees, and volatility require a different return method.

About this calculator

The result separates absolute gain from annualised CAGR so a rupee profit is not confused with a comparable yearly rate.

What this tool helps you check

Separate absolute gain from CAGR for one opening and one ending value while explaining when XIRR is needed.

How to use it

  1. Review the formula and assumptions shown for this mutual fund return calculator.
  2. Enter invested value, current value, and elapsed years for one comparable period.
  3. Calculate and compare gain, absolute return, and CAGR.
  4. Use XIRR for multiple cash flows and verify values and charges in the fund statement.

Build a reliable scenario

How to use and verify your Mutual Fund Return Calculator result

Mutual Fund Return Calculator helps you check a specific investing & savings question with figures that apply to you. Compare invested amount with current value and calculate absolute return plus annualised growth over a period. Separate absolute gain from CAGR for one opening and one ending value while explaining when XIRR is needed. The page keeps the method and limits visible so the result can be understood, compared, and checked instead of treated as an unexplained answer.

Before calculating

Prepare Amount invested, Current value and Elapsed period. Review the formula and assumptions shown for this mutual fund return calculator. Enter invested value, current value, and elapsed years for one comparable period. Calculate and compare gain, absolute return, and CAGR. Use XIRR for multiple cash flows and verify values and charges in the fund statement. Keep units, dates, currency, and time periods consistent.

What changes the result?

The stated method is: Absolute return = (current − invested) ÷ invested. CAGR = (current ÷ invested)^(1 ÷ years) − 1. Change one assumption at a time to see which input drives the result, then compare scenarios on the same basis.

When checking the answer

Assumes one investment and one ending value. Multiple cash flows, dividends, tax, loads, fees, and volatility require a different return method. Illustrative planning scenario only. Returns, inflation, rates, taxes, charges, and scheme rules can change; this is not investment advice.

Quick verification checklist

  • • Confirm the date and unit of every input.
  • • Replace defaults with values that match your case.
  • • Compare the answer with a second scenario.
  • • Use the official source for regulated or high-impact decisions.

Source and update

Last reviewed: 2026-08-22

SEBI Investor — calculators and investor education

Frequently asked questions

What does this mutual fund return calculator calculate?

The result separates absolute gain from annualised CAGR so a rupee profit is not confused with a comparable yearly rate.

How should I interpret the result?

Compare gain, absolute return, and CAGR. The result changes whenever an input or assumption changes.

Is the result official or guaranteed?

Use XIRR for multiple cash flows and verify values and charges in the fund statement.

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